Until recently, mortgage holders across advanced economies seemed safe in the knowledge that interest rates would stay put for some time. For the entirety of some of their lives as homeowners, there has barely been a hint of problematic inflation, let alone a suggestion that central banks would raise rates quickly to stop it. The worry was not unmanageable repayments, or falling prices, but finding enough money for a deposit to keep up with a market that showed no signs of slowing.
直到最近，發達經濟體的抵押貸款借款人似乎還很安全，因為他們知道利率將在一段時間內保持不變。對于房主而言，在他們作為房主的這段人生的整個時期內，一直以來幾乎沒有任何通脹問題的跡象，更不用說央行會迅速提高利率來阻止通脹的跡象了。令人擔憂的并非是無法管理的償付款或者房價下跌，而是找到足夠現錢存起來以適應毫無放緩跡象的市場。
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