Amid all the debate over last week’s white paper on reforming US housing finance, nary a thought was spared for the people who have long helped make the American dream of home ownership possible: Chinese savers. It is a fair bet that the first goal of the nearly half trillion dollars of capital they have at risk in mortgage-backed securities is not to help those spending it “build wealth and achieve the American dream” as the report’s preamble says. Rather it is to get a return on and, critically, of their capital.
在上周關于美國住房金融改革白皮書的所有辯論中，沒有一方考慮到了長期以來幫助美國家庭實現住房夢的一群人：中國儲戶。平心而論，中國人冒著風險向抵押貸款支持證券(mortgage-backed securities)投入了近5000億美元資本，首要目標并非像報告序言所說的那樣，是為了幫助那些將其用于“積累財富和實現美國夢”的人。相反，他們是為了獲取資本回報和資本返還，尤其是他們自己的資本。
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