Who is to blame for America’s housing mess? This is a question that has provoked endless debate in the US, not to mention the rest of the world, during the past three years. And as the economic pain has piled up – around 5m American homes are in foreclosure or at risk of it – there has been no shortage of culprits to blame, including politicians, regulators, bankers, mortgage brokers, economists and credit rating agencies. Indeed, if you want to feel really angry in 2011, you could do worse than read a great new book by two US business journalists, Bethany McLean and Joe Nocera, called All the Devils are Here. As its somewhat unsubtle title suggests, the book holds up many a “sinner” for our consideration, ranging from Lloyd Blankfein to [disgraced former Countrywide CEO] Angelo Mozilo, and many in between.
美國房地產(chǎn)市場的混亂應(yīng)該歸罪于誰？在過去三年里，這個問題在美國引起了無休止的辯論，更不用說全球其它地區(qū)。隨著經(jīng)濟(jì)苦痛不斷加劇——大約有500萬美國家庭喪失抵押品贖回權(quán)或者有可能喪失——這里不乏可指責(zé)的罪魁禍?zhǔn)祝ㄕ汀⒈O(jiān)管機(jī)構(gòu)、銀行家、抵押貸款經(jīng)紀(jì)商、經(jīng)濟(jì)家和信用評級機(jī)構(gòu)。實際上，如果你希望在2011年感到非常憤怒，看看兩位美國商業(yè)記者貝塔尼?麥克萊恩(Bethany McLean)與喬?諾切拉(Joe Nocera)合著的新書《群魔亂舞》(All the Devils are Here)不會是最糟的選擇。正如有些直白的書名所顯示的那樣，該書列舉了許多值得我們深思的“罪人”——從勞爾德?貝蘭克梵(Lloyd Blankfein)到名聲掃地的Countrywide前首席執(zhí)行官安吉羅?莫茲羅(Angelo Mozilo)，以及介于兩者之間的許多人。