If you ask people in the industry to justify recent financial innovations, they will explain that they allow risks to be managed more effectively. Yet if you asked people in the street whether recent developments in financial markets had made them feel more secure, they would assume you had taken leave of your senses. The most serious economic crisis of modern times is a direct result of instability emerging from global financial markets.
如果你問金融業(yè)內(nèi)人士,最近的金融創(chuàng)新有什么用,他們會解釋說這些創(chuàng)新能讓風(fēng)險得到更有效的管理。不過,如果你在大街上詢問路人,金融市場近期的發(fā)展是否讓他們感覺更加安全,他們會認(rèn)為你頭腦不正常。現(xiàn)代史上最嚴(yán)重的經(jīng)濟(jì)危機(jī)就是全球金融市場出現(xiàn)不穩(wěn)定造成的直接后果。